Charles Taylor
Building Envelope Engineering

Insurer Summary

Windemere at Ponte Vedra Beach Condominium Association · Ponte Vedra, FL 32082 · Inspection May 14, 2026

How to Use This Page

This single-page summary is designed to be printed or sent directly to an insurance carrier for renewal underwriting or claim submissions. The dated photographic baseline established by this inspection (67 photographs taken May 14, 2026) supports pre-storm vs. storm-caused damage documentation. To print as PDF, use your browser's Print > Save as PDF.

At-A-Glance SummaryFor Insurer Use

PropertyWindemere at Ponte Vedra Beach Condominium Association
Buildings One and Two
900 Spinnakers Reach Drive
Ponte Vedra, FL 32082
InspectionPre-Hurricane Season Bi-Annual Condition Assessment · May 14, 2026
ReportRCA-20260514-001 · Issued May 15, 2026
InspectorKristophor C. Linster, P.E., RRC, CBECxP, LEED AP BD+C, CDT, RRO, CEI · Charles Taylor, Principal Engineer
Engineer of RecordCharles Taylor served as Engineer of Record for the 2025 modified bitumen reroof (design and construction administration).

Roof Systems

SystemAreaInstalledRatingRemaining Service Life
Multi-Ply Modified Bitumen
(over specified insulation on existing concrete deck; replaced original BUR)
B1-MB, B2-MB
(central low-slope areas on Buildings 1 and 2)
2025 GOOD 24 to 28 years
Concrete Tile Mansard B1-TM, B2-TM
(sloped flanking areas on Buildings 1 and 2)
Existing (predates 2025) FAIR 10 to 12 years
Chimney Chases
(new aluminum caps 2025 per A701; internal spark arrestors owner-controlled)
B1-CH
(Building 1 only; Building 2 has no chimneys)
Caps: 2025
Arrestors: existing
Common element: routine
Arrestors: see Section 9
Long-term (caps)

Code & Site Compliance

ItemValue
Wind Speed (Vult)140 mph per ASCE 7-22
Risk CategoryII (residential condominium)
Exposure CategoryD (immediate oceanfront)
HVHZ StatusNOT in High-Velocity Hurricane Zone (HVHZ applies only to Miami-Dade and Broward)
Wind-Borne Debris RegionYes
Secondary Water ResistanceRequired and confirmed present on 2025 mod-bit installation
Florida Building CodeFBC 2023 (8th Edition)
Atmospheric CorrosivityISO 9223 Class C5 (oceanfront, within 500 ft of shoreline)

Findings Summary

TierDefinitionCount
S1 Critical / EmergencyActive leak or immediate failure potential0
S2 MajorSignificant condition; address in 30-90 days3
S3 ModerateActive maintenance; address before next bi-annual5
S4 MonitorWithin normal envelope1

Action Items Before June 1, 2026 Hurricane Season

IDSystemActionSeverity
F-4Tile (existing)Broken concrete tile at sidewall flashing on oceanfront-facing slopeS2
F-5Tile (existing)Cracked tile with rust bleed at sidewall step flashingS2
F-6Tile (existing)Cracked hip tile with non-compliant field mastic repairS2
F-2Mod Bit (2025)Surface rust transfer from condenser support stands onto adjacent membrane and screen-wall panelsS3
F-3Mod Bit (2025)Granule and debris accumulation at drains, scuppers, and inside corners; one scupper with bird-nest debrisS3
F-7Tile (existing)Cracked tile and exposed proud fastener on tile slopeS3
F-8Tile (existing)Non-compliant field mastic repair at tile hip jointS3
F-9Tile (existing)Mismatched replacement tiles in valley indicating end-of-supply-line conditionS3
F-1Mod Bit (2025)Ponding water at internal drains and along screen wall base, dissipates within 48 hoursS4

Pre-Storm Baseline Documentation

Sixty-seven (67) dated photographs were captured on the inspection date. These photographs serve as the pre-storm baseline of record for the 2026 Atlantic hurricane season. Photographs are available in the Photo Log on this portal and as a CSV catalog from the Downloads page.

Owner-Controlled Components (Out of Scope)

Chimney spark arrestors above the chimney flues are unit-owner-controlled components and are not common-element property. Condition of these components is documented in Section 9 of the full report for the Association's owner-notification process. See Owner Notification Sidebar.

Engineer Statement

The May 14, 2026 bi-annual roof condition assessment was performed by Kristophor C. Linster, P.E., as an in-person visual inspection from accessible roof surfaces. Findings are based on direct visual observation supported by photographic record. The undersigned served as Engineer of Record for the 2025 modified bitumen reroof and has continuity of knowledge of the as-designed conditions of that system.

Kristophor C. Linster, P.E., RRC, CBECxP, LEED AP BD+C, CDT, RRO, CEI
Principal Engineer, Charles Taylor
kcl@cts-engco.com

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